Solutions

A complete, integrated Suite of banking software solutions on uniform platform integrated with multiple delivery channels.

Retail & Corporate Banking

TrustBankCBS offers full retail functionality, from the front office through to the back office, Cash Management, Credit and Deposits products management. Unparalleled scalability and configurable features are combined with total customer centric approach.

The retail banking module offered by TrustBank Banking solution supports full services portfolio to retail customers, front office operations and Back office operations in a branch.

The retail banking / branch operations module covers following functionality

  • Savings Accounts
  • Loan Loss Provisioning
  • Current Accounts
  • Asset Re-possessment
  • Term Deposits
  • Clearing
  • Recurring Deposits
  • Legal Cases Management
  • Daily Deposits / Small Savings
  • Safe / Lockers
  • Demand Draft
  • Gold Loans
  • Pay Orders
  • Overdraft
  • User Management, Roles, Privileges
  • Business Loans / Cash Credit Limit
  • Leasing
  • Inter-branch Transactions
  • Hire Purchase
  • General Ledger
  • Overdue Management
  • Financial Accounting
  • NPA (non-performing assets) classification
  • Financial Statement; Trial Balance, P&L, Balance Sheet
  • Term Loans (covering most of the term loan products like House Loan, Vehicle Loan, Personal Loan, Festival Loan, Education Loan etc.)
  • Currency Chest, Head Cashier, Teller Operations

Features at a glance

  • Passbook Printing
  • Configurable Approval Workflow for all transactions
  • Charges Configurator
  • Product / Schemes Configurators\
  • Integration with PDA’s for daily deposits
  • Extension Counter
  • Lien Marking of Deposits with Loan Accounts.
  • Letter Prints for communications with customers
  • Graphical Representation of important reports
  • Foreign Currency Accounts
  • Foreign Exchange Transactions
  • Alerts
  • All periodic reports / Financial Statements
  • Loans EMI Ready Reckoner
  • Term Deposits Ready Reckoner
  • IFRS Compliant
  • KYC Compliant
  • Automatic notifications of Maturity, Instalment due amount to customers
  • Audit Trial

TrustBankCBS facilitates banks to provide Anywhere Banking services to its customers. The anywhere Banking operations are also possible, when the owner branch of the account is in different geography and time-zone, and may be closed for the day or have local holiday. The anywhere services from any branch includes counter services to customers viz:

  • Deposit, Withdrawal Transactions of CASA accounts from any branch.
  • Loan repayment from any branch.
  • Inter-branch standing instruction execution for transfer of funds.
  • Cheques deposits and clearing in other branch.
  • Drawing Demand Drafts, Pay-order for other branch account thro’ AWB.
  • Standing Instructions
  • And many more…