Solutions

A complete, integrated Suite of banking software solutions on uniform platform integrated with multiple delivery channels.

Mobile Banking

TrustBankCBS have been integrated with leading EFT Switches globally OR ACH in respective countries to facilitate the mobile fund transfer transactions.

Conventionally, the mobile fund transfer transactions are processed and settled thro' the local RTGS system or EFT batches. However some countries have real time mobile fund settlement platforms to while TrustBankCBS can be integrated to provide seamless mobile transfer services to the bank customers.

In India IMPS (Immediate Payment Service) is such Mobile funds transfer platform for the participating banks thro' NPCI i.e. National Payment Corporation of India. TrustBankCBS have been successfully integrated with IMPS to provide Mobile Banking experience to its CBS customers. IMPS offer an instant, 24X7, interbank electronic fund transfer service through mobile phones. IMPS facilitate customers to use mobile instruments as a channel for accessing their bank accounts and put high interbank fund transfers in a secured manner with immediate confirmation features.

Funds Transfer Process followed on Mobile Banking thro’ IMPS

Registration for Remitter:

  • Register yourself for mobile banking service with your bank
  • Get Mobile Money Identifier (MMID) and MPIN from the bank
  • Download IMPS Software (Application) for mobile banking


Registration for Beneficiary:

  • Link your mobile number to the account in the respective bank.
  • Get Mobile Money Identifier (MMID) from the bank


For Remitter (To send money):

  • Login to the application and select the IMPS menu from the IMPS
  • Get Beneficiary Mobile number and MMID
  • Enter Beneficiary Mobile number, beneficiary MMID, Amount and your MPIN to send
  • Await confirmation SMS for the debit in your account and credit in beneficiary account
  • Note the transaction reference number for any future query


This facility is provided by NPCI through its existing NFS switch.